If you understand the principles behind website templates you will immediately see the huge benefits to WordPress template systems. Basically it is designed to hookup automated template ideas to a system via which a client who knows nothing about anything can access your site (behind password protection obviously) and update and manage the website that you leave him.
Scrapbooking Sites and Blogs. There are a lot of scrapbooking sites out there and bloggers that will offer you free templates. This business is very competitive that even hobbyists are willing to give out their ideas for free. These are the best places to look for templates because you will also get ideas from their previous projects, and that they target specifically for scrapbooking. These sites offer tips and articles on how to put your scrapbook page together, just in case you have a difficulty in making a scrapbook.