If you would like to refer to a scrapbook template, you may be able to find a lot of options open for you to take advantage of. Templates are more of a ready made idea, that you can incorporate in your own work. A lot of people uses templates to be able to attain a fast finish product if they need that unexpectedly. Now, you may be asking where would you be able to find available templates for your scrapbook?
Theme Sites. These are of course thematic, which will be helpful on what theme you want to use in a page. Scrapbooking is like Wordpress. If you are making a website powered by Wordpress, you will look for nice themes that you can work on instead creating your own. It should be appropriate in the long run as you post and update it. In scrapbooking, templates will stick for a long time after some time of adding all the elements, and it will be the basis of the overall look that you can't change. Photo Sharing Sites. These sites are both theme and group sites at the same time. Photo sharing is mostly their goal, but I have seen scrappers post their layouts or projects. So you will get templates or their ideas as well.