Buy business web template with total customization option. You may get layouts in the market designed superbly but with little scope of customization. On the other hand if you go for open source developments like the Drupal, Joomla or others then you should buy layouts designed for particular themes. Otherwise your developers or the designers will face problem to make layouts completely fit for your business. Even in SEO related changes there will be problem.
Of course, the reason why you would like your memories to be mounted to a scrapbook instead of a photo album, is because you would like it to be special as much as possible. When you create a scrapbook of your own, you do not have limitations in adding as much creativity as you want, unlike photo albums, you are entailed to use only the spaces that are allotted for pictures. And since photo albums are ready made, it's difficult to make a personal touch for your own preference.