There is a lot to be said about the time_saving benefits of using scrapbooking templates. If you've ever spent hours trying to think of a theme for your next project, you will know what I mean. You'd have to choose colors, designs, shapes, and layouts. But with scrapbooking templates, you can avoid all that, plus also avoid looking for different scrapbook ideas and then trying to find suitable embellishments for the theme you choose.
One option that many people don't think about is to use an article template. An article template gives you a general idea and then you have to insert the topic using the idea they suggest. For example an idea would be Methods for Saving X and a topic would be Methods for Saving Money. With most templates you will have the ability to do at least two articles from it until you can come up with more topics. The two articles would be a positive and negative or upside and downside. There are a number of places you can visit for article templates. Some of them supply free templates while others charge a fee for them. You'll want to do a Google search to see what you can find and use for your articles.