Scrapbook Softwares. Whether free or paid scrapbook software, you will definitely get free templates in here. Primarily because these softwares are created for saving your time and effort from all the thinking and researching, so they offer free templates when you acquire them. The next time you try to look for free scrapbook templates, try searching for the above mentioned sites that I suggested. You do need to be more specific in other searches such as the group, theme, and photo sharing sites to narrow your search. Since there are so many scrappers out there, it will not be hard for you to find one that will satisfy your need.
Buy business web template with total customization option. You may get layouts in the market designed superbly but with little scope of customization. On the other hand if you go for open source developments like the Drupal, Joomla or others then you should buy layouts designed for particular themes. Otherwise your developers or the designers will face problem to make layouts completely fit for your business. Even in SEO related changes there will be problem.