The first time you make a WordPress site it may be a bit tricky for you. If you are not very well versed in PHP and MySQL this site can be all but downright confusing to you. Taking it slow and learning to tap into the functionality of WordPress is ideal however and will immensely benefit you in future sites, therefore you should really consider tapping into it for one site at least to see how it benefits you.
Scrapbook Softwares. Whether free or paid scrapbook software, you will definitely get free templates in here. Primarily because these softwares are created for saving your time and effort from all the thinking and researching, so they offer free templates when you acquire them. The next time you try to look for free scrapbook templates, try searching for the above mentioned sites that I suggested. You do need to be more specific in other searches such as the group, theme, and photo sharing sites to narrow your search. Since there are so many scrappers out there, it will not be hard for you to find one that will satisfy your need.