If you understand the principles behind website templates you will immediately see the huge benefits to WordPress template systems. Basically it is designed to hookup automated template ideas to a system via which a client who knows nothing about anything can access your site (behind password protection obviously) and update and manage the website that you leave him.
Using templates to create your scrapbook pages can be a great timesaver. Scrapbook templates help you be consistent in cropping your photos and in creating a more organized look. You can place them over photos, and they're good tools for all your pages. Examples of the types of templates available include templates for journaling, cropping, and layout. And many templates are available without charge. Here are some reasons to use free scrapbooking templates.