Of course, the reason why you would like your memories to be mounted to a scrapbook instead of a photo album, is because you would like it to be special as much as possible. When you create a scrapbook of your own, you do not have limitations in adding as much creativity as you want, unlike photo albums, you are entailed to use only the spaces that are allotted for pictures. And since photo albums are ready made, it's difficult to make a personal touch for your own preference.
Using scrapbooking templates can be a real time saver for those of us who spend a lot of time trying to create the right embellishments to go with our themed layouts. With templates, a lot of the work is already done for you. All you have to do is prepare them and arrange them in their right places on your layout, then attach them and you're done! You can use templates for cropping and designing your photos, layouts, and also help a lot in visualizing where your embellishments should go.