The centre part of any business web template has to be kept for showing off products or services. In the centre if there is a place the products or service with little description the users can easily understand what type of business you are running or what they can get from your site. So it is necessary that the layouts give you scope to utilize the space for attracting your visitors cum customers.
Theme Sites. These are of course thematic, which will be helpful on what theme you want to use in a page. Scrapbooking is like Wordpress. If you are making a website powered by Wordpress, you will look for nice themes that you can work on instead creating your own. It should be appropriate in the long run as you post and update it. In scrapbooking, templates will stick for a long time after some time of adding all the elements, and it will be the basis of the overall look that you can't change. Photo Sharing Sites. These sites are both theme and group sites at the same time. Photo sharing is mostly their goal, but I have seen scrappers post their layouts or projects. So you will get templates or their ideas as well.