One option that many people don't think about is to use an article template. An article template gives you a general idea and then you have to insert the topic using the idea they suggest. For example an idea would be Methods for Saving X and a topic would be Methods for Saving Money. With most templates you will have the ability to do at least two articles from it until you can come up with more topics. The two articles would be a positive and negative or upside and downside. There are a number of places you can visit for article templates. Some of them supply free templates while others charge a fee for them. You'll want to do a Google search to see what you can find and use for your articles.
Inspiration _ Even if you do have the skills and time to create your own web site design, header images and ebook covers, coming up with the right image can be difficult. The blank canvass syndrome has plagued artists and graphic designers forever. A collection of quality web design templates or header templates can provide an almost unlimited supply of inspiration. You can either customize an existing template or take one of the template ideas and create your own totally new image. This will work with any type of templates such as web site templates, header templates and ebook cover templates.