If you understand the principles behind website templates you will immediately see the huge benefits to WordPress template systems. Basically it is designed to hookup automated template ideas to a system via which a client who knows nothing about anything can access your site (behind password protection obviously) and update and manage the website that you leave him.
Craft and Scrapbooking Websites _ In addition to free scrapbooking templates, these sites offer valuable tips and advice for some great scrapbooking ideas. Many of them include photographs they've assembled into related sets to support various themes. You can search their sites for your theme or browse the designs they display. Although this is not a complete template, it gives you free building blocks to build your own templates. Rather than tying you down to someone else's idea of what your scrapbook pages should look like, you can use these free resources and your own creativity to develop exactly what you want.