The first time you make a WordPress site it may be a bit tricky for you. If you are not very well versed in PHP and MySQL this site can be all but downright confusing to you. Taking it slow and learning to tap into the functionality of WordPress is ideal however and will immensely benefit you in future sites, therefore you should really consider tapping into it for one site at least to see how it benefits you.
Using scrapbooking templates can be a real time saver for those of us who spend a lot of time trying to create the right embellishments to go with our themed layouts. With templates, a lot of the work is already done for you. All you have to do is prepare them and arrange them in their right places on your layout, then attach them and you're done! You can use templates for cropping and designing your photos, layouts, and also help a lot in visualizing where your embellishments should go.