Some enthusiasts go out and buy a lot of scrapbooking templates, and that's really fine. But sometimes, you don't feel like going out, or you don't want to spend a little more money for your hobby. That doesn't mean that you should stop scrapbooking, though. You can always go online for your scrapbooking templates, and there are a lot of websites offering beautiful templates for free, so you don't have to pull out your wallet or credit card. All you have to do is download and print them, and you're all set.
Buy business web template with total customization option. You may get layouts in the market designed superbly but with little scope of customization. On the other hand if you go for open source developments like the Drupal, Joomla or others then you should buy layouts designed for particular themes. Otherwise your developers or the designers will face problem to make layouts completely fit for your business. Even in SEO related changes there will be problem.