Group Sites or Social Network Sites. There are usually dedicated sites for different groups depending on what they are doing. Social Networks are much broader, but groups within them like scrapmoms, scrapsisters, and so many more usually share their ideas and projects. It is up to you whether you will join any group if you want to get more details and interact with the people within the group, but you will get templates in there.
Hope you have understood how should be every business template to make any business site successful. There are hundreds of template shops who sell these types of layout. You may even go for a freelance service with your ideas of the design. Just keep the above features in mind and make your business web template a beautiful one to look and use. But to get these features you should not spend so much money for sure. If you search the internet you may get the idea about what should be the affordable price for you. Finally buy or design an excellent business template and make your online presence really successful.