Using scrapbooking templates can be a real time saver for those of us who spend a lot of time trying to create the right embellishments to go with our themed layouts. With templates, a lot of the work is already done for you. All you have to do is prepare them and arrange them in their right places on your layout, then attach them and you're done! You can use templates for cropping and designing your photos, layouts, and also help a lot in visualizing where your embellishments should go.
Group Sites or Social Network Sites. There are usually dedicated sites for different groups depending on what they are doing. Social Networks are much broader, but groups within them like scrapmoms, scrapsisters, and so many more usually share their ideas and projects. It is up to you whether you will join any group if you want to get more details and interact with the people within the group, but you will get templates in there.