One option that many people don't think about is to use an article template. An article template gives you a general idea and then you have to insert the topic using the idea they suggest. For example an idea would be Methods for Saving X and a topic would be Methods for Saving Money. With most templates you will have the ability to do at least two articles from it until you can come up with more topics. The two articles would be a positive and negative or upside and downside. There are a number of places you can visit for article templates. Some of them supply free templates while others charge a fee for them. You'll want to do a Google search to see what you can find and use for your articles.
Using templates to create your scrapbook pages can be a great timesaver. Scrapbook templates help you be consistent in cropping your photos and in creating a more organized look. You can place them over photos, and they're good tools for all your pages. Examples of the types of templates available include templates for journaling, cropping, and layout. And many templates are available without charge. Here are some reasons to use free scrapbooking templates.