Crafts Sites. For a broader category, craft sites are the next best places to find templates. This is broad in a sense that they have listed sites for different types of arts and crafts like beadworks, candle making, and ceramics. Not all these do_it_yourself sites can literally hand out free templates, but will give you enough inspiration and idea to creating one. But it is best to browse on categories like drawing, gifts, paper crafts, patterns, or rubber stamping. Scrapbooking is also under this category.
Going online to find free scrapbooking templates allows you to not only get all kinds of templates for your projects, but also read about more ideas, techniques, and tips about other scrapbooking topics. For your templates, these websites/forums can offer sets of complete templates for an entire page or album, or just a collection of themed designs to let you integrate them into your own layout.