If you would like to refer to a scrapbook template, you may be able to find a lot of options open for you to take advantage of. Templates are more of a ready made idea, that you can incorporate in your own work. A lot of people uses templates to be able to attain a fast finish product if they need that unexpectedly. Now, you may be asking where would you be able to find available templates for your scrapbook?
One option that many people don't think about is to use an article template. An article template gives you a general idea and then you have to insert the topic using the idea they suggest. For example an idea would be Methods for Saving X and a topic would be Methods for Saving Money. With most templates you will have the ability to do at least two articles from it until you can come up with more topics. The two articles would be a positive and negative or upside and downside. There are a number of places you can visit for article templates. Some of them supply free templates while others charge a fee for them. You'll want to do a Google search to see what you can find and use for your articles.