Here are some suggestions where you can go to look for free scrapbooking templates: Craft and hobby websites _ You can find loads of scrapbooking templates in these websites. Some of them are for sale, but you can also find lots of templates being offered for free. What's more, these websites offer advice and additional information about other scrapbooking topics, not just templates. These websites usually display their templates by colors, themes, or shapes (or a combination of all three). There are also images of the templates, so you'll know what it is you'll be downloading. If you want to create your own templates, then you can browse these websites and get ideas for your own. This way, you won't be limited by what other scrapbookers may think what your page should look like.
One option that many people don't think about is to use an article template. An article template gives you a general idea and then you have to insert the topic using the idea they suggest. For example an idea would be Methods for Saving X and a topic would be Methods for Saving Money. With most templates you will have the ability to do at least two articles from it until you can come up with more topics. The two articles would be a positive and negative or upside and downside. There are a number of places you can visit for article templates. Some of them supply free templates while others charge a fee for them. You'll want to do a Google search to see what you can find and use for your articles.